The company is a full-service brokerage that provides the whole shebang of mortgage services: Loans, Refinances, Purchases, 2nd and 3rd Mortgages, Private Mortgages, Home Equity Lines of Credit, Debt Consolidations, Renovation Loans, Construction Loans, Real Estate Investment Loans, and many other services for clients with all types of employment situations and credit backgrounds, including damaged credit, previous Consumer Proposal or Bankruptcy, past Judgements or Liens, No Income, Employed, Self-Employed, Independent Contractors, Seasonal Income, New to Canada, Recent Immigrants, Retired Seniors with Limited Income, Spousal Buyouts after Divorce, and even Homeowners on the verge of Foreclosure… “We assist individuals and their families who do not fit the traditional banking qualifications,” Julio and Wendy Muzlera, the founding brokers of 911 Mortgage Brokers, tell us. “We specialize in helping people who have been turned down or rejected by a traditional bank, or they are trapped in a debt cycle due to high-interest credit cards, or they do not qualify under the new stress-test regulations. Individuals that have gone through a difficult time in their life and need to obtain a mortgage, however, they are not aware of the options available to them.”

We then asked the 911 Mortgage brokers to tell us more about their company’s array of mortgage services. They said, “Our team provides customers with mortgages that are customized to their own particular situation, whether they are employed, self-employed, they have gone through a challenging situation in their lives that has put them out of work for some time, has damaged their credit, or even has pushed them into bankruptcy/proposals/collections/judgments.”